
Past performance is no guarantee of future results. By using the Site, you accept our Terms of Service and Privacy Policy. (“DiversyFund”) operates a website at and related platform and mobile apps (collectively, the “Site”). Because most of these guys who are now in the top 10% where at one point at the bottom 90%.DiversyFund, Inc. These’re the people who live a life of peace, joy and freedom.īut here is the good news. They get the best health care service, They live longer and they live life on their own terms. They get to travel in some of the best places in the world. This are the two ways the rich and the ultra rich of our society make their money.Īnd they live in the best neighbourhood. This right hand side of the cash flow quadrant are the two ways that will give you the opportunity to achieve personal and financial freedom and with the right vehicle, you could achieve that in just 5 to 10 years. The different between a business owner and self employee is that, this guys invest their time, money and effort to create asset and those asset make them money. So, only few people have the luxury to make their money this way.īusiness Owner:And then the top one which we are more interested in is being a business owner. And last time we check, 80% of people don’t have such money lying around. The key ingredient here is off cause money. That is when you take money and make more money from it. They make their money either through investing or through asset base business. They work an average of 2 to 4 hours per day. We called this group, passive income earners.
4 CASHFLOW QUADRANT PLUS
10 to 20% of people in our society make an average income of $100,000 plus per year. If we look on the right hand side of the board, you have 5 to 10 years plan to personal & financial freedom. What else can you do to achieve personal and financial freedom. If you are like me, you want to know what else is out there. Investor & business owner Group B: Passive Income Earner You never get ahead because you have zero leverage. To me, this is the worst way of making money. Why? Because you always have to be physically active to make the money. We call these group, active income earners. They go through their working days feeling angry and frustrated.Ĩ0% of people in our society make their money this way. So, these people are stuck in what we called survival mode. They either would need to continue working or they would need help from social security or family members. Most people in the 40 year plan would turn 65 with no enough money. Making it almost impossible to achieve financial freedom. Almost 100% of the money they make go to cover all the bills that never stop coming. Statistic shows that, most people in our society find it very hard to stick to a saving plan because of their limited income. At least that’s the plan.īut here is the problem. So, as you work those long hours, you try your level best to put some money aside little by little as saving so that you don’t have to work anymore when you reach 65. But when you don’t work an hour, you don’t get paid.

If you work more hours, you get paid for that hour. The people on the 40 Year Plan, exchange their time for money. In other words, work 9 – 5, until you’re 65 and hope that you have enough saving by the time you’re 65)

(This guys work, 40hrs per week, 40 weeks per year for 40 years. With average income of $40,000 to $80,000 per year. This guys work an average of 8-10 hours per day to make between $19 to $30 an hour on average. On the left hand side of the board, we have the employee and the self employee. Employee & Self Employee Group A: Active Income Earner
